Free Flip or Rent Calculator
Stop guessing whether to flip or rent. Freddie runs both strategies side by side and tells you which one wins on your specific property.
Everything in This Free Tool
Real Deal. Real Numbers. Analyzed Free.
Dan White, 20-year fix-and-flip veteran in Northern Virginia, used FreeDealCalc to analyze a $130,000 wholetail opportunity in under 5 minutes. No spreadsheet. No paid software. Just Freddie.
"I've been flipping houses for 20 years and I built this tool because nothing free was actually good enough. Freddie does what I used to do with spreadsheets — but in seconds, for free, for every investor who needs it."
A buyer who purchases this property as a wholetail deal undertakes all renovation work at their own direction, cost, and risk. The seller makes no representations regarding property condition and all sales are as-is. Buyer is responsible for all due diligence, inspections, and compliance with local codes and regulations.
Frequently Asked Questions
Should I flip or rent my investment property?
Depends on your goals and the numbers. Flip wins when: you need capital now, the market is strong, and rehab creates significant forced appreciation. Rent wins when: the property cash flows well, you want long-term wealth building, and you have adequate capital reserves. Freddie compares both with your actual numbers.
How do you compare flipping vs renting a house?
Compare immediate profit from flip vs. present value of cash flow plus equity buildup from rental over your investment horizon. Factor in taxes (ordinary income on flips vs. capital gains and depreciation on rentals), capital requirements, and your personal cash needs.
Is flipping or renting more profitable long term?
Rentals typically win over 10+ years through appreciation, equity buildup, cash flow, and tax benefits. Flips generate immediate profit but require continuous deal flow and capital. Many experienced investors use flips to generate capital, then deploy into rentals for long-term wealth.
What makes a property better for flipping vs renting?
Better for flip: high ARV, strong buyer demand, significant value-add opportunity, expensive market where rent/price ratio is unfavorable. Better for rent: strong cash flow relative to price (1% rule or better), appreciation market, property in good condition needing minimal work.
Can I do BRRRR instead of flip or rent?
BRRRR (Buy, Rehab, Rent, Refinance, Repeat) combines elements of both — you renovate like a flip, then refinance to pull capital back out and hold as a rental. It's often the best of both worlds. Freddie models BRRRR as a third option alongside flip and rent for any qualifying property.
How do taxes affect flip vs rent decision?
Flip profits are taxed as ordinary income (up to 37% federal) if held under 12 months. Rental income benefits from depreciation deductions, mortgage interest deductions, and capital gains treatment on sale (0-20% federal). The tax difference alone can make renting more profitable than flipping in many scenarios.
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