STOP PAYING. START WINNING.

Free Rental Property ROI Calculator

Know your true rental return before you close. Freddie calculates ROI, cash-on-cash, and cap rate on any rental deal in seconds.

Everything in the Free Rental Property ROI Calculator

Cash-on-Cash Return
Calculate your annual cash flow as a percentage of total cash invested.
Cap Rate Calculator
Determine net operating income divided by property value for any rental.
Total ROI Analysis
Combine cash flow, appreciation, equity paydown, and tax benefits for true return.
Vacancy & Expense Modeling
Factor in realistic vacancy rates, management fees, maintenance, and CapEx reserves.
Cash Flow Projector
See monthly and annual cash flow after all expenses including debt service.
Score Certificate
Get a deal score and shareable certificate for every rental property analyzed.

Real Deal. Real Numbers. Analyzed Free.

Dan White, 20-year fix-and-flip veteran in Northern Virginia, used FreeDealCalc to analyze a $130,000 wholetail opportunity in under 5 minutes. No spreadsheet. No paid software. Just Freddie.

Purchase
$210,000
Cleanout
$5,000
Resale
$349,000
Hold Time
1 Month
Strategy
Wholetail
Net Profit
$115,050
Before renovationAfter renovation
100
Deal Score
Strong Deal

"I've been flipping houses for 20 years and I built this tool because nothing free was actually good enough. Freddie does what I used to do with spreadsheets — but in seconds, for free, for every investor who needs it."

— Dan White, Founder, FreeDealCalc | 20-Year Fix & Flip Investor, Northern Virginia

A buyer who purchases this property as a wholetail deal undertakes all renovation work at their own direction, cost, and risk. The seller makes no representations regarding property condition and all sales are as-is. Buyer is responsible for all due diligence, inspections, and compliance with local codes and regulations.

Frequently Asked Questions

How do you calculate ROI on a rental property?

Rental ROI has multiple components — cash-on-cash return (annual cash flow divided by cash invested), cap rate (NOI divided by purchase price), and total ROI which adds appreciation and equity paydown. Freddie calculates all three simultaneously.

What is a good ROI for a rental property?

A good cash-on-cash return is 8-12% in most markets. Cap rates vary widely — 4-6% in hot coastal markets, 8-12% in Midwest cash flow markets. Total ROI including appreciation can push 15-20%+ annually in strong markets.

What expenses should I include in rental ROI?

Mortgage payment, property taxes, insurance, property management (8-12% of rents), maintenance reserves (1% of value annually), CapEx reserves, vacancy allowance (5-8%), HOA if applicable, and utilities you pay as landlord.

What is the 1% rule for rental property?

The 1% rule says monthly rent should equal at least 1% of purchase price. A $150K property should rent for $1,500/month. It's a quick filter not a precise analysis — use Freddie for accurate ROI after the 1% rule passes.

How does leverage affect rental ROI?

Leverage amplifies returns significantly. The same property bought all-cash at 5% cap rate might return 12% cash-on-cash with 25% down and a mortgage at 7%. Freddie models both leveraged and all-cash scenarios so you can see the impact.

Should I buy for cash flow or appreciation?

Depends on your strategy and market. Cash flow markets (Midwest, Southeast) provide immediate income but slower appreciation. Appreciation markets (coastal cities) build wealth long-term but may cash flow negative initially. Freddie scores deals on both dimensions.

More Free Tools

→ Rental Calculator→ Cash-on-Cash Return Calculator

Ready to Analyze Your Deal?

Free forever. No credit card. No spreadsheet. Just Freddie.