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Free Wholesale Closing Cost Calculator

Know every dollar at the closing table before you assign a deal. Freddie calculates wholesale closing costs for both assignment and double-close structures.

Everything in This Free Tool

Assignment Closing Costs
Calculate title, escrow, and recording fees on a standard assignment closing.
Double Close Costs
Model closing costs on both the A-B and B-C legs of a double close.
Net Assignment Fee
See your true net after all fees — not just the gross spread.
Transactional Funding Cost
Factor in transactional funding fees (1-2%) on double closes.
Title Company Fees
Estimate title search, title insurance, and settlement fees by state.
Score Certificate
Full deal score factoring in your net wholesale profit.

Real Deal. Real Numbers. Analyzed Free.

Dan White, 20-year fix-and-flip veteran in Northern Virginia, used FreeDealCalc to analyze a $130,000 wholetail opportunity in under 5 minutes. No spreadsheet. No paid software. Just Freddie.

Purchase
$210,000
Cleanout
$5,000
Resale
$349,000
Hold Time
1 Month
Strategy
Wholetail
Net Profit
$115,050
Before renovationAfter renovation
100
Deal Score
Strong Deal

"I've been flipping houses for 20 years and I built this tool because nothing free was actually good enough. Freddie does what I used to do with spreadsheets — but in seconds, for free, for every investor who needs it."

— Dan White, Founder, FreeDealCalc | 20-Year Fix & Flip Investor, Northern Virginia

A buyer who purchases this property as a wholetail deal undertakes all renovation work at their own direction, cost, and risk. The seller makes no representations regarding property condition and all sales are as-is. Buyer is responsible for all due diligence, inspections, and compliance with local codes and regulations.

Frequently Asked Questions

What are typical closing costs on a wholesale deal?

On an assignment, costs are minimal — title fee ($300-$500), recording fees ($50-$150), and any state transfer taxes. On a double close you pay closing costs twice (A-B and B-C legs) plus transactional funding fees of 1-2% of the purchase price.

What is the difference between assignment and double close?

Assignment: you sell your contract to the end buyer and never take title. Double close: you actually purchase the property (A-B close) then immediately resell it (B-C close). Double closing is used when you want to hide your assignment fee or the seller/buyer won't accept an assignment.

What is transactional funding for wholesale?

Transactional funding is short-term financing (24-72 hours) used to fund the A-B purchase in a double close. Lenders charge 1-2% of the purchase price. On a $150K purchase that's $1,500-$3,000 — factor this into your net assignment fee calculation.

Do wholesalers pay transfer taxes?

On assignments, usually no — you're selling a contract not a property. On double closes, transfer taxes apply to both transactions in states that charge them. Transfer taxes vary widely — 0% in many states, up to 2%+ in high-tax states like Pennsylvania and New York.

How do I calculate my net on a wholesale deal?

Net assignment fee equals your contract purchase price minus seller's price minus all closing costs minus any marketing costs. On a double close, subtract both closing cost legs and transactional funding. Freddie calculates your net across both structures.

Can I wholesale without a real estate license?

In most states yes when assigning your equitable interest in a contract. Regulations vary and are evolving — some states now require a license for repeated wholesale transactions. Consult a real estate attorney in your state. Freddie helps with deal analysis, not legal advice.

More Free Tools

→ Wholesaling Calculator→ Closing Cost Calculator

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