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Free Triplex Calculator

Three units. Three income streams. One free analyzer. Freddie calculates cash flow, ROI, and cap rate on any triplex investment in seconds.

Everything in This Free Tool

Three-Unit Cash Flow
Model income and expenses across all three units with individual vacancy assumptions.
Cap Rate Calculator
Calculate net operating income and cap rate for your triplex.
House Hack Analysis
Model living in one unit while renting the other two to offset your housing cost.
BRRRR Analysis
Evaluate the triplex for buy-rehab-rent-refinance-repeat potential.
Per-Unit Economics
Break down performance by unit to identify underperforming units.
Score Certificate
Full triplex investment score and shareable certificate.

Real Deal. Real Numbers. Analyzed Free.

Dan White, 20-year fix-and-flip veteran in Northern Virginia, used FreeDealCalc to analyze a $130,000 wholetail opportunity in under 5 minutes. No spreadsheet. No paid software. Just Freddie.

Purchase
$210,000
Cleanout
$5,000
Resale
$349,000
Hold Time
1 Month
Strategy
Wholetail
Net Profit
$115,050
Before renovationAfter renovation
100
Deal Score
Strong Deal

"I've been flipping houses for 20 years and I built this tool because nothing free was actually good enough. Freddie does what I used to do with spreadsheets — but in seconds, for free, for every investor who needs it."

— Dan White, Founder, FreeDealCalc | 20-Year Fix & Flip Investor, Northern Virginia

A buyer who purchases this property as a wholetail deal undertakes all renovation work at their own direction, cost, and risk. The seller makes no representations regarding property condition and all sales are as-is. Buyer is responsible for all due diligence, inspections, and compliance with local codes and regulations.

Frequently Asked Questions

Is a triplex a good investment?

Triplexes offer economies of scale over single-family — three income streams from one acquisition, lower per-unit cost, and still eligible for owner-occupied financing (FHA, conventional) with as little as 3.5-5% down. They're one of the best entry points for small multifamily investing.

How do you calculate cash flow on a triplex?

Total gross rents minus vacancy (5-8%) minus operating expenses (taxes, insurance, management, maintenance, CapEx) minus debt service equals monthly cash flow. Model each unit separately and aggregate — Freddie handles all three units simultaneously.

What financing is available for triplex investments?

Triplexes qualify for FHA (3.5% down with owner occupancy), conventional owner-occupied (5-10% down), and investment property loans (20-25% down). FHA and conventional owner-occupied loans have much lower rates and down payments but require you to live in one unit.

What is a good cap rate for a triplex?

Cap rates vary by market. In appreciation markets (coastal cities) 4-6% is normal. In cash flow markets (Midwest, Southeast) 7-10% is typical. Target a cap rate above the local prevailing rate for comparable multifamily to ensure you're paying a fair price.

How does a triplex house hack work?

Buy with owner-occupied financing (low down payment, better rate), live in one unit, rent the other two. Rental income offsets your mortgage payment — in strong rent markets, you may live nearly free. After 12 months of occupancy, you can move out and rent all three units.

What expenses should I budget for a triplex?

Property taxes, landlord insurance (higher than single-family), property management (8-10% of rents), maintenance ($150-250/month per unit), CapEx reserves ($200-300/month for roof, HVAC, appliances), and vacancy reserves (5-8%). Triplex expenses per unit are lower than single-family but aggregate quickly.

More Free Tools

→ Multifamily Calculator→ Duplex Calculator

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