Free Rental Property Analysis

A rental property analysis evaluates whether a property makes financial sense as a long-term rental. It calculates gross rent, net operating income, cash flow, cap rate, cash-on-cash return, and deal score — giving you a complete picture before you commit.

The four most important metrics are: monthly cash flow, cash-on-cash return, cap rate, and DSCR. Cash flow tells you the monthly number, CoC tells you how hard your capital is working, cap rate measures property yield independent of financing, and DSCR determines loan qualification.

Start with purchase price and market rent. Subtract vacancy (5-10%), operating expenses (taxes, insurance, management, maintenance), and debt service. What remains is cash flow. Freddie does this automatically from a plain-English description of your property.

Rentcast pulls comparable rental data from active listings and recent leases in your specific zip code. It's directionally accurate for most markets. Always verify against actual current listings in your target neighborhood.

High-cost markets like Northern Virginia rarely cash flow well on leverage. The play is usually appreciation and equity capture — not monthly income. Freddie models both the cash flow reality and the long-term equity scenario so you can make an informed decision.

Cap rate = NOI divided by purchase price. A 5-7% cap rate is common for suburban rentals. In high-cost markets, 4-5% is realistic. Freddie benchmarks your property cap rate against your local market automatically.